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HOME LOANS

If you're ready to buy a home, INHP's unbiased loan officers will help you compare mortgage options and find one that fits your budget. Check out details about INHP home loans.

YOU HAVE OPTIONS

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We offer several affordable products with different innovative features. What is most important to your household?

  • SEE ALL LOAN OPTIONS
  • Faster Wealth-Building
  • Best Interest Rate
  • More Buying Power
  • Low Credit Threshold
  • Fixer-Upper/Rehab
Mortgage Accelerator

In as few as 20 years, you could pay off your home, save on interest and build more wealth.

Market Expander

Expand your price point and increase your buying power while keeping your mortgage payment affordable.

Rent-Focused Mortgage Lending

Turn your positive rental history into home loan approval.

Community Lift

Purposely built for minority borrowers and underserved communities.

Rate Optimizer

Get a sustainable, affordable and optimal interest rate.

Revive Indy

Combine the purchase price with repair financing, and work with our rehab specialist to manage repairs.

Homebuyer Opportunity

INHP's standard home loan option offering low down payment and credit score requirements.

Lender Partner Loans

INHP can present more options from lender partners in an unbiased way.

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INHP's GENERAL LENDING GUIDELINES

  • 1 to 3 percent down payment
  • No mortgage insurance
  • Repair and rehab components allowed
  • Minimum 580 credit score
  • Roll in up to $3,000 in medical collections
  • Housing and debt-to-income ratio requirement: 30/43
  • Additional income restrictions apply
  • Limited to Marion County
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DOWN PAYMENT ASSISTANCE DETAILS

  • May only be used with INHP loan products
  • Assistance available from $7,500-$24,999
  • Additional income restrictions apply
  • Geographic restrictions may apply
  • May be used for closing costs and additional down payment

 

Learn more about down payment assistance and see if you qualify.

Rates and terms are subject to change without notice.

READY TO BEGIN?

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LEARN WHAT TO EXPECT

Everyone's homeownership journey is different. From pre-qualification to applying for a home loan, INHP will help you every step of the way.

TAKE THE NEXT STEP

GET EXPERT ADVICE

INHP's unbiased lending team can answer your questions and help you navigate the mortgage process. Contact a loan originator to get started.

CONTACT THE LENDING TEAM
Name:
Email:

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