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HOME REPAIR PROGRAM RESOURCES

Before you register for INHP's home repair program, take a moment to learn some of the most common questions we hear during the process. Or, find alternate resources to make repairs.

Who will I work with

WHO WILL I WORK WITH?

You'll work with INHP staff members and third-party construction professionals.

  AT INHP

  • Mortgage loan originator (MLO)
  • Rehab administrator
  • Mortgage loan processor
  • Mortgage loan closer

  THIRD-PARTY

  • Specification (spec) writer
  • Contractor
  • Inspector

WHAT DOCUMENTS DO I NEED?

Be prepared to share financial, identification and insurance documentation. NOTE: More documentation may be needed in addition to the list below.

  • Valid photo ID (Driver’s license, state ID, passport)
  • Tax returns
  • Employment information
  • Six (6) months of checking account statements
  • Three (3) months of savings account statements
  • Three (3) months of virtual wallet account statements
  • Pay stubs from the most recent 60 days or other income documentation if applicable (Note: Income information will be required from ALL household members.)
  • Debt documentation
  • Homeowner’s insurance declaration page
  • Property tax statement
  • Most recent mortgage statement
What documents do I need_buff
How long will it take

HOW LONG DOES IT TAKE?

In general, expect a 45- to 60-day period between the time you register at INHP.org, get approval, and start your repairs. Be prompt in your responses!

The approval process typically takes 30 days within this period. Once you are approved, repairs can begin.

HOW DO I SELECT A CONTRACTOR?

You may find and choose your own contractor as long as your selection is licensed, bonded and insured. INHP’s rehab administrator can help you find contractors to provide quotes for the work.

How do I select contractor

ALTERNATE RESOURCES

Don't think INHP is right for your needs? Here are other home repair resources in Indianapolis that can help. 

READY TO START ON SOME HOME REPAIRS?

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WhereToBegin1

WHERE TO START

Everyone's home repair needs are different, and it can be hard to know where to begin. Answer a few questions to check your eligibility for INHP's home repair loans.

GET EXPERT ADVICE

INHP's unbiased lending team can answer your questions and help you navigate the home repair loan process. Contact INHP's lending team to get started.

ATTENTION!

At this time, INHP has suspended its Home Repair loan program because funding has been exhausted.

 

We are unable to provide any estimated timing for when this program may return. However, we encourage you to check back in 2025 as we seek ways to renew funding.

 

To find other resources to help you with financing your home repairs, click the following link to see what is available.

 

Thank you for your interest.

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