Posts by Whitney Klinck
INHP Completes Milestone 100th Affordable Home in Only Seven Years
Sights set on further quality-home development for families with limited incomes INDIANAPOLIS (Dec. 4, 2024) – At a time when finding affordable housing can be especially difficult, the Indianapolis Neighborhood Housing Partnership® (INHP) has completed development of its 100th affordable home – a milestone only seven years in the making. To celebrate this milestone 100th…
Read MoreFive Categories that Determine Your Credit Score
Want to buy a house, but you’re not sure if your credit score is high enough? Understanding credit can be confusing, but INHP can help. How credit scores work: If you’ve ever used a credit card or had a car loan, you have a credit history – a borrowing and repayment record that lets businesses…
Read MoreLearn Home Loan Lingo Fast with INHP
Buying a home for the first time – or even the hundredth time – can be intimidating. But once you learn the homebuying lingo, it’s much easier to make decisions that work best for your life and budget. Here are a few terms to get you started: Lender – a bank or other financial institution,…
Read MorePrep Your Home for Colder Months with Easy Fall Maintenance
Fall is in the air! Colder weather will be here before you can say “it’s pretty cold in here.” Preparing your home now for the colder months ahead could save you headaches, money and chattering teeth. Here are a few fall home maintenance tasks to complete: Shut Down Outdoor Faucets – Remove any hoses and…
Read MoreThree Tips for Buying a Home in Fall
While spring might be considered official homebuying season, there are good reasons for home shopping this fall. The first – and most timely – is the recent cut to interest rates by the Federal Reserve (the Fed) for the first time in four years. This is a huge win for homebuyers in terms of making…
Read MoreBoosting Homeownership During Hispanic Heritage Month
During Hispanic Heritage Month, we continue to encourage our local Latino neighbors to “Dream Big” (soñar en grande) about homeownership. It’s true that less than half of the Latino population are homeowners (U.S. Census data, 2019) and, in Marion County alone, Hispanic borrowers have a 10.7% mortgage denial rate (Home Mortgage Disclosure Act data, 2022).…
Read MoreWhat Homebuyers MUST Know About New Real Estate Rules
“Who pays the agent?!” Starting August 17, 2024, groundbreaking new rules in the real estate industry changed how homebuyers pay and work with their agents. It will take time for homebuyers, sellers and their agents to adjust. In the meantime, it’s never been more important that homebuyers – especially first-time homebuyers – understand how to…
Read MoreBuy Smarter: Recognize and Avoid Predatory Lending
The process of buying a home can feel overwhelming, especially when it’s coupled with today’s high home prices. Before making such a significant purchase, it is essential to find home financing you can trust to be affordable and maintainable by recognizing and avoiding predatory lending. Predatory lending is any deceptive, unfair and fraudulent tactic used…
Read MoreThree Ways to Give Your Home’s Exterior a Summer Spruce-Up
Want to take advantage of the summer weather by tackling exterior home projects? Checking these DIY tasks off your list will help maintain your home’s exterior, while making your property look more inviting. Power Washing – A power washer can easily spray away the dirt, debris, mold and moss that have accumulated on your…
Read MoreRent-Focused Home Loans
Update: The promotional 4.99% interest rate officially ended Nov. 18, 2024. However, our Rent-Focused home loan program is still available. Talk to an INHP mortgage loan originator about our latest rates and terms. From now until the end of 2024, INHP is offering an exclusive interest rate of 4.99%* for rent-focused mortgage lending. This program…
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