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Making Indianapolis a place we are proud to call home. RESOURCES FOR HOMEBUYERS INHP offers solutions for renters, homebuyers and homeowners who want to pursue affordable housing opportunities. HOW CAN WE HELP YOU? SOLUTIONS FOR COMMUNITIES INHP partners with organizations aiming to increase affordable housing opportunities where residents can choose to live. HOW CAN WE…
Read MoreCommunity Tools
COMMUNITY TOOLSINHP provides tailored solutions for builder partners, community developers and government agencies working to supply affordable homes throughout Marion County. AVAILABLE RESOURCES COMMUNITY LENDING As a certified Community Development Financial Institution (CDFI), INHP can responsively lend to support affordable housing and homeownership strategies throughout Marion County. LEARN MORE AFFORDABLE HOUSING DEVELOPMENT INHP develops and…
Read MoreINHP product showcase
INHP PRODUCT SHOWCASELearn about INHP’s products and the ways we’re working to provide access to affordable housing in Indianapolis. Are you an Indianapolis area real estate agent? We invite you to see an INHP-developed affordable home, interact with INHP’s lending team and learn about our unique loan programs. We hope you’ll join us! DATE Wednesday,…
Read MoreCB Donor Open House
INHP OPEN HOUSE EVENTSee your generosity in action. Tour the newest INHP-developed affordable home. Make plans to join us! Your support during Community Breakfast helped us raise the funds needed to build and sell an affordable home. We invite you to tour the newest INHP-developed affordable home built for the innovative Bridge to Homeownership program.…
Read MoreHomebuyer Opportunity
HOMEBUYER OPPORTUNITY INHP’s standard home loan option offers low down payment and credit score requirements, creating an opportunity to reach your homeownership goal. LOAN DETAILS INHP’S GENERAL LENDING GUIDELINES 1 to 3 percent down payment No mortgage insurance Repair and rehab components allowed Minimum 580 credit score Roll in up to $3,000 in medical collections…
Read MoreRate Optimizer
RATE OPTIMIZER INHP can lower the interest rate on its standard 30-year-term mortgage loan so you can have a fixed, affordable and optimal monthly payment. PROGRAM DETAILS HOW DOES IT WORK? The interest rate reduction is based on an eligible buyer’s household income. The rate will not be lowered more than 3 percentage points, and…
Read MoreDear Moira Donation Page
Moira Carlstedt’s leadership, tenacity, talent and passion has inspired us all. If you would like to honor Moira with a donation, 100% of the funds raised will support INHP’s Community Engagement study to help us better engage with eight underserved groups. We also invite you to share a story or personal message to…
Read MoreAnnual Report 2021
ANNUAL REPORT Each year, INHP builds upon its foundation using innovation, partnership, discipline, and an unwavering commitment to our values of respect, collaboration, customer service, continuous improvement and trust. VIEW THE 2021 REPORT VIEW THE 2021 REPORT Our annual report features clients we’re privileged to serve, partnerships we’re proud to nurture, and ways we’re responding…
Read MoreRefinance
REFINANCE YOUR HOME Your home is your area. Keep it affordable when you qualify for our Affordable-Rate-Exterior-Appraisal (AREA) refinance program. It offers eligible homeowners a below-market interest rate and a nontraditional appraisal process. PROGRAM DETAILS HIGHLIGHTS Competitive 10- to 30-year fixed-rate mortgage Does not require Private Mortgage Insurance (PMI) Does not require an independent home…
Read MoreHomebuyer Preparation Program
HOMEBUYER PREPARATION PROGRAMFor more than 30 years, the Homebuyer Preparation Program has helped individuals and families overcome barriers to buying or owning a home and achieve their housing goals. PROGRAM TOOLS MONEY MANAGEMENT PLAN This comprehensive Excel spreadsheet will help you organize your income and expenses so you can plan how you’ll use your money…
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